Rates & Insurance

Rates
Individuals - $150.00 (55 minute session)
Couples and families - $175.00 (55 minute session)

 

Insurance:

We have chosen not to participate with any insurance companies. RHK Personal and Career Counseling Services, LCC is fee for service - out of network provider. We have chosen to not participate with insurance companies for the following reasons:

  • Insurance companies require us to assign a mental health diagnosis in order to cover the cost of therapy.  Many people who seek counseling are interested in learning new skills and strategies to improve their lives, and do not necessarily have a mental health diagnosis.  We prefer not to be forced to provide one when we believe none exists.

  • Insurance companies may place restrictions on the course and duration of treatment.  This restricts our ability to create and carry out a treatment plan we believe will be most beneficial for you.
     

  • If you would like to file for insurance reimbursement, we will provide receipt of payment statements (also called Super Bill) for you to submit.  We have found that some insurance companies reimburse as much as 50% - 60% of out-of-network services.  Please check your coverage for out-of-network mental health services by asking the following questions:
     

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session?

  • Do I need a referral from my primary care physician?

All Services & Pricing are listed below:
 

  • Initial Assessment and Evaluation
    60 min/ $150
    75 min / $165
     

  • Individual Therapy

    55 min / $150

  • Individual Therapy (Telehealth) for PA Residents ONLY.

    55 min/ $150
     

  • Family Therapy with Client

    1 hr / $175
     

  • Family Therapy with No Client Present

    1 hr / $175
     

  • Group Therapy

    75 min / $50 (per session)
     

  • Clinical Supervision

    For those pursuing LPC Licensure. Please contact for more information.
     

  • Sliding scale fee: (We are currently maxed on the number of clients where we can offer a sliding scale).Reduced fee services are available on a limited term basis as slots open up  (Max of 6 sessions and subject to proof of household income review).
     

  • Payment due at time of appointment
    Cash, checks, credit card and HSA cards are accepted for payment.
    * We require a credit card on file for all new clients if payment for counseling services will be via credit card. A receipt can be generated for submission to your insurance plan at the end of every month or quarter (your preference).

  • Cancellation Policy - If you miss your scheduled appointment without giving us 24 hours’ notice, you will be charged a $50 cancellation fee. If you cancel or no show  within same day as your appointment 2 times, you will be charged full fee of $140. We understand life gets busy and things come up and we will work with you. However, other clients are in need of slots and when an appointment slot is held and you cancel or no show, another client in need of support could benefit, please consider that.


 

Your Rights and Protections against Surprise Medical Bills​

OMB Control Number: 0938-1401 

 

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

 

What is “balance billing” (sometimes called “surprise billing”)?

 

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.

 

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay, and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

 

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care - like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.

 

You are protected from balance billing for:

Emergency services

If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

 

Certain services at an in-network hospital or ambulatory surgical center

When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensive services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.

 

If you get other services at these in-network facilities, out-of-network providers can’t balance bill you unless you give written consent and give up your protections.

 

You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

 

When balance billing isn’t allowed, you also have the following protections:

 

  • You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.

 

  • Your health plan generally must:

             -Cover emergency services without requiring you to get approval for services in advance (prior          authorization).

             -Cover emergency services by out-of-network providers.

             -Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.                    

             -Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

 

If you believe you’ve been wrongly billed, you may contact Pennsylvania Secretary of State at 717-787-6458.

 

Visit https://www.cms.gov/files/document/model-disclosure-notice-patient-protections-against-surprise-billing-providers-facilities-health.pdf for more information about your rights under Federal law.

 

To view Pennsylvania’s progress on passing House Bill 1862, Surprise Balance Billing Protection Act, visit the following link: https://www.legis.state.pa.us//cfdocs/Legis/CSM/showMemoPublic.cfm?chamber=H&SPick=20190&cosponId=26733

Bill Information - House Bill 1862; Regular Session 2019-2020 - PA General Assembly (state.pa.us)